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German Bank Lending during Emerging Market Crises: A Bank Level Analysis

Year:    2007

Author:    Heid, Frank, Nestmann, Thorsten, Weder, Beatrice, von Westernhagen, Natalja

Credit and Capital Markets – Kredit und Kapital, Vol. 40 (2007), Iss. 3 : pp. 381–405

Abstract

This paper studies the reaction of bank lending in times of higher risk aversion. In particular, we analyse German bank lending during the Asian and Russian crises, using a bank level data set from the Deutsche Bundesbank. Our aim is to gain more insight into the pattern of bank lending during financial crises in emerging markets. We find that German banks reacted to the Asian crisis mainly by reallocating their portfolios among emerging markets. In addition, lending of large commercial banks was less stable than the lending of public sector banks. By contrast, banks' behaviour during the Russian crisis is mainly characterised by a general withdrawal from emerging markets. Differences between the banking groups were not as pronounced as during the Asian crisis. (JEL F30, F32, F34)

Journal Article Details

Publisher Name:    Global Science Press

Language:    Multiple languages

DOI:    https://doi.org/10.3790/ccm.40.3.381

Credit and Capital Markets – Kredit und Kapital, Vol. 40 (2007), Iss. 3 : pp. 381–405

Published online:    2007-07

AMS Subject Headings:    Duncker & Humblot

Copyright:    COPYRIGHT: © Global Science Press

Pages:    25

Author Details

Heid, Frank

Nestmann, Thorsten

Weder, Beatrice

von Westernhagen, Natalja

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