Elektronische Kreditmarktplätze: Funktionsweise, Gestaltung und Erkenntnisstand bei dieser Form des "Peer-to-Peer Lending„
Year: 2012
Author: Berger, Sven Christian, Skiera, Bernd
Credit and Capital Markets – Kredit und Kapital, Vol. 45 (2012), Iss. 3 : pp. 289–311
Abstract
Electronic Credit Marketplaces: Functionality, Design and State of Knowledge about this Form of "Peer-to-Peer Lending„
Peer-to-peer lending represents a low-cost credit market. This is an important novelty because functions traditionally exercised by banks such as lot-size transformation are now exercised in a marketplace by customers themselves. The present article explains the functionality of such marketplaces and describes in what way the services needed by lenders and borrowers are rendered. Valuation criteria are applied to the functioning and the development potential of credit marketplaces which is followed by an overview over the state of research.
Journal Article Details
Publisher Name: Global Science Press
Language: German
DOI: https://doi.org/10.3790/kuk.45.3.289
Credit and Capital Markets – Kredit und Kapital, Vol. 45 (2012), Iss. 3 : pp. 289–311
Published online: 2012-07
AMS Subject Headings: Duncker & Humblot
Copyright: COPYRIGHT: © Global Science Press
Pages: 23
Author Details
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