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The Savings Behavior of East andWest Germans – Theoretical Predictions and Empirical Evidence

Year:    2003

Author:    Fuchs-Schündeln, Nicola, Schündeln, Matthias

Journal of Contextual Economics – Schmollers Jahrbuch, Vol. 123 (2003), Iss. 1 : pp. 209–219

Abstract

We analyze whether the savings behavior of East and West Germans after German reunification can be explained by predictions from a life cycle consumption model. The life cycle hypothesis gives predictions for consumption and savings over the life cycle for a given expected income profile, taking retirement into account. Yet, for the East German population the economic environment changed dramatically and unexpectedly after German reunification, causing a reassessment of life cycle income and risk. In an empirical analysis, we find that the differences in savings behavior of East and West German age cohorts are in line with the life cycle hypothesis.

Journal Article Details

Publisher Name:    Global Science Press

Language:    Multiple languages

DOI:    https://doi.org/10.3790/schm.123.1.209

Journal of Contextual Economics – Schmollers Jahrbuch, Vol. 123 (2003), Iss. 1 : pp. 209–219

Published online:    2003-01

AMS Subject Headings:    Duncker & Humblot

Copyright:    COPYRIGHT: © Global Science Press

Pages:    11

Author Details

Fuchs-Schündeln, Nicola

Schündeln, Matthias